Services

Summary Of Our Services To You

Personalised Insurance Service Commitment To You

1. Tailor-Made Products And Services

We will negotiate on your behalf the most competitive:-

a) Insurance premiums to ensure you save money.

b) Insurance policy deductibles/excesses to ensure your insurances suit your needs.

c) Policy terms and conditions that fully protect your interest.

d) Insurance claims procedures and payment service to protect your cash flow.

Your policy contract terms shall be tailor-made to suit your specific and unique insurable interests. Maximum discounts shall be negotiated for you.

2. Documentation Service

We shall ensure insurers issue correct and updated documents as per your unique and specific needs i.e:-

i) Policy contract documents

ii) Policy endorsement/amendment documents

iii) Insurance risk improvement recommendation

iv) Claims payment documents

v) Insurance certificates/motor vehicle stickers

All documents will be cross-checked to ensure they meet your precise requirements. No more vagueness. Just the truthful facts for peace of mind.

3. Insurance Claims Service

We shall assist you:-

i) File your insurance claims correctly and on time.

ii) Document your claims correctly and factually to ensure prompt payment by insurers.

iii) Follow up recovery of un-insured claims from those responsible.

iv) Keep alive long-term liability claims so that eventually you get compensated for all your insured losses.

4. Records Kept For You

We shall keep for you a detailed record of all your insurance matters including:-

a) Copies of all insurance policies and certificates.

b) Copies of all policy amendments/ endorsements

c) Copy record of all insured claims.

d) Insurance premium payment/refund records.

e) Finances/bank interest certification records.

These records will ensure that you have up to date information on all your insurances for your use at all times.

5. Personal Insurance Advisor To Serve You

Insurance is a complex business and all insurance documents are written in a legal language. Our personal insurance advisor will ensure that:-

a) You fully understand all your insurance needs.

b) You fully understand all your insurance policy contracts.

c) You file your insured claims correctly and on time.

d) You get paid fully for all your insured losses.

e) Your premium account is up to date at all times to ensure continuous protection.

One-Stop Shop For All Insurance Services

We offer professional efficient and affordable Insurance Services under our one-stop shop service concept. We tailor-make the following products to meet the specific needs and unique risks identified for you:

1. General & Accident Insurance

Our general & accident insurance division offers full agency and insurance consultancy services including material loss or damage and liabilities relating to:

Industrial all risks of loss or damage to property.
Loss of profits/loss revenue /loss of revenue
Fire, lightning; bush fire /earthquake, explosion, flood, storm, impart.
Riots, Strikes, Malicious Damage.
Employer’s liability, Group accident; Workmen’s, compensation.
Motor vehicle loss, damages and third party risks.
Computer risks, damage & third party risks.
Computer risks and electronic Equipment /data loss.
Money loss & theft by own employees ( fidelity cover)
Burglary, hijack, hold-ups, theft etc.
Terrorism and sabotage; bonds of all types etc.

2. Aviation & Marine Insurance

This division offers the full range of aviation & marine insurance services including: –

Marine hull & liability insurances
Aviation Hull & Liability insurances.
Protection and indemnity covers.
Charters liability Risks.
Pilot’s loss of license & crew accident covers.
Marine cargo & Goods-In-Transit covers.

3. Life & Healthcare Service

Healthcare and all Life-related insurance are handled including: –

Medical (hospitalization & outpatient.) covers.
Accident and critical illness.
Evacuation, /funeral expenses/ rehabilitation.
Life, pensions and other retirement benefits cover.
Partnership life cover & individual life insurance
School fees endowment covers all types.
Mortgage protection, loan protection & credit risks.
School children and staff accident covers.

4. Risk Management Services

Our Risk Management division offers the following services either inhouse or through associates:

Risk Surveys, Risk identification services
Risk Analysis and Risk Finance advisory services
Risk Control & risk minimization programs
Risk management (short term & long term) programs

5. Valuation Of Assets

These services are available through our associates who are professionals in their field:-